Which one best suits you? At Askari Bank, we are offering a wide range of MasterCard Credit Cards:
|Salaried: 21 – 60 years||
|SEB/SEP: 21 – 65 years||
|Armed Forces:||Rs. 25,000 net salary (Commissioned Officers)|
|Branch Customers (Salaried):||
|Branch Customers (SEB/SEP):||
|Electronics Credit Information Bureau (ECIB) & Debit Burden Ratio (DBR):||Mandatory for all applicants. Debt burden inclusive of all existing and proposed liabilities shall not exceed 50% of net disposable income|
|Business Lounge Facility (for Platinum Cardholders only)|
|Askari Mastercard Platinum Card Customers can relax and unwind before the flights by accessing Lounge Key services and can avail Business Lounge facility in the following regions upon showing their Askari Mastercard Credit Card. For information please visit www.loungekey.com|
|AMMAN (AMM)||Petra VIP Lounge|
|DUBAI (DWC)||Marhaba Lounge Terminal C1|
|KUWAIT (KWI)||Premier Lounge Kuwait International|
|ABU DHABI (AUH)||Mastercard Diamond Lounge VIP Terminal|
|JEDDAH (JED)||First Class Lounge North Terminal|
|Card Type||Annual Fee|
|Classic Card:||Rs. 2,320/- (commission 2,000 + FED 320) per annum, waiver is subject to Rs. 5,000/- spending within two months of card issuance/renewal|
|Gold Card:||Rs. 4,640/- (commission 4,000 + FED 640) per annum, waiver is subject to Rs. 10,000/- spending within two months of card issuance/renewal|
|Platinum Card:||Rs. 5,800/- (commission 5,000 + FED 800) per annum, waiver is subject to Rs. 15,000/- spending within two months of card issuance/renewal|
|Supplementary Card – Classic:||Rs. 1,160/- (commission 1,000 + FED 160) per annum, whereas no annual fee for first year, while for subsequent years, waiver will be subject to Rs. 1,000/- spending within two months of renewal|
|Supplementary Card – Gold:||Rs. 2,320/- (commission 2,000 + FED 320) per annum, whereas no annual fee for first year, while for subsequent years, waiver will be subject to Rs. 1,000/- spending within two months of renewal|
|Supplementary Card – Platinum:||Rs. 3,480/- (commission 3,000 + FED 480) per annum, whereas no annual fee for first year, while for subsequent years, waiver will be subject to Rs. 1,000/- spending within two months of renewal|
|Armed Forces:||2.00% per month|
|Salaried Individuals:||3.20% per month|
|SEB/SEP:||3.45% per month|
|Corporate Card:||2.00% per month|
|FCP Charges:||2.00% per month|
|BTF Charges:||1.75% per month|
|Askari Online Reward Redemption Program:||Askari Bank reward program is our way of thanking you for selecting our card.
Askari MasterCard gives you extra value for the money you spend. For every Rs.50 you spend, you earn 1 reward point which is redeemable against countless product offerings at just a swipe of card at selected brands across Pakistan. The accumulated points appear on your monthly billing statement or you can call Askari MasterCard helpline at +92-51-111-000-787 to know your current reward points balance.
|EPP (Extended Payment Plans):||Shop Now, Pay Later; with flexible Extended Payment Plans (EPP) on Askari MasterCard. Gone are the days when you could only avail instalment plans for the payment of certain high-end products. Askari MasterCard now allows you to convert any retail transaction worth Rs.10,000 or more into a monthly repayment plan, so that you can spend now and pay later in easy monthly instalments.|
|Worldwide Acceptability:||You can withdraw cash against your sanctioned credit limit as cash advance in Pakistan and around the World through ATMs displaying a MasterCard, 1-Link, Cirrus & Maestro logo or designated AKBL branches, during banking hours.|
|24-Hour Helpline:||With Askari MasterCard, you are just a phone call away from the assistance you need. Our Askari MasterCard Helpline Officers are available 24 hours a day, 7 days a week. To register complaints and to get response to your queries, please call UAN: +92-51-111-000-787. For Karachi, Lahore, Rawalpindi & Islamabad.|
|Supplementary Cards:||Save yourself the inconvenience of applying for a separate Askari MasterCard for your loved ones. You can request up to 5 supplementary cards when you apply for your own card. You will receive a consolidated monthly account statement which covers all cards. This offer is available to your loved ones over 18 years of age.|
|Lost Or Stolen Cards:||Please report loss or theft of your Askari MasterCard immediately at our Customer Services UAN:+92-51-111-000-787 for Karachi, Lahore and Rawalpindi/Islamabad. Once you have registered the loss of your credit card, your liability against its fraudulent use will be limited and we will issue a replacement card upon your request within 2-3 working days.|
|Complimentary Lounges At Airports:||Next time you travel Internationally, be our privileged guest at Rawal Lounge Islamabad Int’l Airport (For Business Class Passengers), CIP Lounge at Jinnah Int’l Airport Karachi and CIP Lounge at Allama Iqbal Int’l Airport Lahore. However, Local and Int’l CIP Lounge at Multan Int’l Airport are also included for privilege services. Gold, Platinum, Corporate and World Credit Cardholders are eligible for CIP Lounge facility. Your Askari MasterCard entitles you to a host of complimentary services including:
|Personal Accident Insurance- Common carrier:||This insurance provides cover to Askari Bank’s Credit Cardholders,while travelling anywhere in the world against accidental Death & permanent disablement, as per benefits listed below , if the same is caused due to any accident to the carrier (Operated as authorized means of public transport) provided always that the ticket is bought for travelling by using Askari Credit Card only.
This insurance will not cover any claim due to death or permanent injury unless the same is caused due to any accident of the carrying vessel / vehicle.
Permanent total loss of both eyes or two limbs 100%
Permanent total loss of one eye and one limb 75%
Permanent total loss of one eye or one limb 50%
Permanent total loss of one finger or thumb or toe 10%
Sum insured per Card
|Card in Transit Insurance:||Debit established from the use of lost Credit Cards of Askari Bank Ltd. during transit through courier service within the territorial limit of Pakistan.
|Travel Inconvenience Insurance:||Delay of flight, Delay of baggage and Loss of / or damage to the baggage of the insured credit card holders traveling outside Pakistan, provided always that the ticket has been bought by using Askari Bank Credit Card to travel outside Pakistan.
Limit of Indemnity
*Certain conditions apply
|Credit Card Insurance:||
Limit of Liability
|Credit Shield:||This cover provides insurance coverage for the customers who die or develop Disability during their relationship with bank and who opt for this coverage. Covers are as under.
|Discount and Promotions:||Your Askari MasterCard also brings you a host of special discount and promotions across Pakistan. Remember to check your credit card statement inserts and our web-site for more information about ongoing promotions.|