Personal Finance

You can avail unlimited opportunities through Askari Bank’s Personal Finance. With unmatched financing features in terms of loan amount, payback period and most affordable monthly installments, Askari Bank’s Personal Finance makes sure that you get the most out of your loan. No matter what your need is, Askari Bank has more ways to serve you than ever before.

Features Details
Loan Amount:
  • Minimum: Rs. 50,000/-
  • Maximum: Upto Rs. 2,000,000/- (subject to terms & conditions)
Age: 21 – 60 years (maturity of loan at 60 years)
21 – 65 years, SEP/SEB/Pensioners (maturity of loan at 65 years)
Tenure: 1 – 5 years
Electronics Credit Information Bureau (ECIB) & Debit Burden Ratio (DBR): Mandatory for all applicants. Debt burden inclusive of all existing and proposed liabilities shall not exceed 50% of net disposable income
Processing/Others Charges: As per prevailing “Schedule of Bank Charges



Segment Annual Mark-up
Branch Customers (Salaried): 22%
Branch Customers (SEB/SEP): 26%
Non Branch Customers (Salaried): 24%
Non Branch Customers (SEB/SEP): 28%


Minimum Income:

Category Minimum Income Requirement Relation/Service Length
Salaried: Rs. 25,000 3 months salary relationship with AKBL & 3 months permanent employment with current employer
Rs. 35,000 Contractual, 3 months permanent employment with current employer
SEB/SEP: Rs. 50,000 1 year account relationship with AKBL
Rs.75,000 Non Branch
Government Sector: Rs.25,000 Permanent, BPS 14 or above 12 months service length
Rs.35,000 Contractual, BPS 17 or above 12 months service length
  • Application form duly filled & signed by the applicant
  • One recent passport size photograph
  • Clear copy of valid CNIC
  • Latest salary slip
  • Last 6 months bank statement for salaried
  • Last 12 months bank statement for SEB/SEP
  • In case of SEB/SEP, 1 year of business proof is required
  • Undertaking CF-1 Form

You can apply by visiting  our Branches or by calling at our 24 hrs call center at 111-000-787. Our dedicated staff will help you complete your loan application form and other formalities.

You can also submit your details here, our staff will contact you.