Personal Finance

You can avail unlimited opportunities through Askari Bank’s Personal Finance. With unmatched financing features in terms of loan amount, payback period and most affordable monthly installments, Askari Bank’s Personal Finance makes sure that you get the most out of your loan. No matter what your need is, Askari Bank has more ways to serve you than ever before.

Features Details
Loan Amount:
  • Minimum: Rs. 50,000/-
  • Maximum: Rs. 500,000/-
Age: 21 – 60 years (maturity of loan at 60 years)
Tenure: 1 – 5 years
Electronics Credit Information Bureau (ECIB) & Debit Burden Ratio (DBR): Mandatory for all applicants. Debt burden inclusive of all existing and proposed liabilities shall not exceed 50% of net disposable income
Processing/Others Charges: As per “Schedule of Bank Charges



Segment Annual Mark-up
Armed Forces: 12 months Kibor + 1.5% (upto 3 years)
12 months Kibor + 2% (more than 3 years)
Branch Customers (Salaried): 22%
Branch Customers (SEB/SEP): 26%
Non Branch Customers (Salaried): 24%
Non Branch Customers (SEB/SEP): 28%


Minimum Income:

Category Minimum Income Requirement Relation/Service Length
AKBL Approved List of Companies: Rs. 25,000 1year continuous employment service requirement, minimum 3 months with current employer
Armed Forces: Rs. 25,000 Commissioned officers
AKBL Branch Customers (Salaried): Rs. 25,000 3 months salary relationship with AKBL & 6 months permanent employment with current employer
AKBL Branch Customers (SEB/SEP): Rs. 70,000 1 year account relationship with AKBL
Government Sector: BPS 17 or above 6 months service length
  • Application form duly filled & signed by the applicant
  • Clear copy of valid CNIC
  • Latest salary slip
  • Last 3 months bank statement for salaried
  • Last 6 months bank statement for SEB/SEP
  • In case of SEB/SEP, 3 years of business proof is required
  • Undertaking CF-1 Form

You can apply by visiting  our Branches or by calling at our 24 hrs call center at 111-000-787. Our dedicated staff will help you complete your loan application form and other formalities.

You can also submit your details here, our staff will contact you.